Shanghai Dan
New member
Will ride tomorrow! Ventura to SF... Then back on Thursday. A nice little 800 mile round trip!
Looks like the weather held for you Dan. How was the ride?
Got up, 38 degrees, rode over for a beautiful afternoon 68 degrees in Daytona for Bike Week with a buddy. Great day.
I feel your pain trying to make such decisions.
Next year will be my minimum retirement age, meaning I can retire and delay payments for another 6 years and not lose any points, but also no income except my previous retirement (50%). I could take immediate retirement and lose so much it's not worth it, or wait a few years and break even, or wait out 6 to 10 years and be comfortable, depending on how many cross country trips we want to take each year.
If one of us was at full retirement, we might think about the other using the delay plan so we could travel now while we're both young, or just take a few years off and then go back to work. As it is, we're holding out and taking a couple trips each year until till we can afford at least 3-4 trips a year after retirement.
Seems the longer we wait, the more un-taken trips we'll want to make up each year after retirement.